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HUMM helps you take control of your money.

Shop today buy little things up to $2,000 and pay later choice to repay fortnightly in 5 or 10 interest free instalments that's over 2.5 or 5 months. You can't always plan ahead. Let HUMM help you take control so you can enjoy life's moments and pay it your way!

What is HUMM?

HUMM formely Oxipay is simply the easier way to pay. You can shop online or instore at any HUMM retail partner and we’ll spread the cost of your purchase over 5 or 10 payments. It’s just that little bit extra breathing space to make buying easier.

Who can use HUMM?

HUMM is available to all people who fit the following criteria.

- Live in Australia

Be at least 18 years old

- Be capable of entering into a legally binding agreement

- Have a valid and verifiable email address and mobile numberHave an Australia credit card


How do I use HUMM?

When shopping online you just simply need to select HUMM during the checkout process. When shopping instore you will need to let our sales staff know you would like to purchase today using HUMM.

What does it cost to use HUMM?

HUMM does not charge you fees for making a purchase and making payments on time. If you do not make your payments on time late payment fees may apply.

No hidden fees. No interest.

At HUMM we make our money by charging our retailers directly, so we can keep your customer costs at zero. The same goes for fees, with the exception of a $6 late fee if you miss a payment.

Can I make additional payments or pay off my purchase earlier?

You certainly can. HUMM charges no fees to complete your purchase payments early. If you would like to do this please contact our friendly HUMM support team via our support page click here or call 1800 895 791.

What happens if I cannot make a payment?

Our friendly HUMM support team is available to help if you have any questions about your payments. You can contact us via our support page click here or call 1800 895 791.

Who do I contact about refunds, returns or a purchase that I haven’t received?

Please contact our Extreme Gear customer service centre on (07) 4151 3033 to talk to one of our friendly sales assistance, or by clicking here who will handle all refunds, returns or claims for undelivered goods in accordance with our company policy or by law.

If a return is accepted we will refund what you’ve paid us and cancel any future payments. We’ll do this as soon as we can, but the process can take time. **Please note** all goods being refunded must be returned for assesment before a refund will be accepted and issued. 

How do I close my HUMM account?

You can close your HUMM account by contacting us via our support page click here. Please note that all outstanding amounts will need to be paid in full before you can close your account.



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